Minnesota Prairie Roots

Writing and photography by Audrey Kletscher Helbling

Thank you, veterans November 11, 2019

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A star marks a veteran’s grave. Minnesota Prairie Roots file photo.

 

I AWAKENED EARLY this morning writing this post in my head, before I fell back into a fitful sleep. Words flowed earlier. Now, though, I’ve forgotten the precise phrasing. But the essence of my thoughts remains. Thank you, veterans.

 

Howard Homeier, a WW II veteran from Kenyon, Minnesota, in his cherished 1950s pick-up truck. When I photographed him in 2009, he’d just participated in a ceremony honoring veterans. He was a member of the Kenyon Color Guard. Minnesota Prairie Roots file photo 2009.

 

Thank you for all you sacrificed to serve, to protect our freedom and that of other nations and peoples. Thank you for placing country before self. Thank you for your bravery and fortitude, for your resilience and strength, for your ability to forge on in the most difficult of circumstances.

Thank you for setting aside your personal and family lives, for all those days and nights apart from those you love. That could not have been easy. Separation never is.

Thank you to your families for enduring this separation, for supporting you, for recognizing the importance of your work.

 

My father, Elvern Kletscher, on the left with two of his soldier buddies in Korea.

 

Those two words—thank you—don’t seem nearly enough. But I write them with sincerity and a depth of understanding founded in the experiences of my Korean War veteran father. I saw the toll war took on him, decades after he left Korea. He fought there in the rugged mountains of that nation, rifle in hand, firing at the enemy, hugging the earth of foxholes, taking out a sniper who killed too many of his brothers. War is hard.

And so thank you seems insufficient. But it is what I offer to you today. From my heart.

 

A veteran salutes during the Memorial Day Program at Faribault’s Central Park. Minnesota Prairie Roots file photo 2018.

 

ADDITIONALLY, I want to share that the above photo I took of a veteran at the 2018 Memorial Day program at Central Park in Faribault, recently won third place in the People category of National Mutual Benefit’s 2019 Photo Contest. National Mutual is a fraternal life insurance society based in Madison, Wisconsin and through which my parents purchased a policy for me as a baby.

I am honored to have this image chosen for recognition and publication. It is just one more way for me to say, “Thank you, veterans.”

© Copyright 2019 Audrey Kletscher Helbling

 

Shifting seasons November 6, 2019

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The snowy rural landscape in south central Wisconsin last Friday.

 

LAST WEEK I SMUGLY smiled as my daughter shared that 5.5 inches of snow fell in Madison, Wisconsin, where she lives. We’d had none yet here in Faribault.

 

The snowy landscape en route to Madison. The southern Minnesota landscape now looks similar after a Tuesday night snowfall.

 

That changed last night. I awoke this morning to a landscape layered in several inches of snow. So much for my attitude of better you, Wisconsin, than us in Minnesota.

 

Sections of the interstate still showed residual salt brine, or whatever is used to treat icy/snowy roadways in Wisconsin.

 

That all said, Randy and I traveled to Madison the day after their snowfall. Only residuals remained like snow flying off semis, dried salt brine on the interstate, snow in shadowed woods and upon fields, and, in the capitol city, snow atop parked vehicles.

 

The bluffs along the Mississippi River near La Crosse are still autumn beautiful, albeit muted under cloudy skies. I photographed this last Friday.

 

Built into the Mississippi River-side bluff along I-90, Minnesota side, near La Crosse, Wisconsin.

 

The beautiful and diverse landscape of southern Wisconsin as photographed from the interstate.

 

Despite Winter’s presence, we saw Autumn in seemingly no hurry to exit the Midwest. Stubborn leaves still clung to hillsides of trees. Rusty remnants of a season that, for me, was way too short this year.

 

From Minnesota to Wisconsin, so many cornfields remain unharvested. This one is in southeastern Minnesota.

 

For farmers also. I observed endless acres of unharvested cornfields during our four-hour drive to and from Madison. Way too much rain has muddied fields and delayed harvest. I feel for the farmers. They’ve experienced a difficult year with excessive rainfall. And now this snow…

© Copyright 2019 Audrey Kletscher Helbling

 

That would be a NO November 5, 2019

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A graphic illustrating options I considered several years ago when I thought our premiums were high. Minnesota Prairie Roots file photo.

 

The answer is NO. No, you don’t qualify for any government assistance to help pay down your health insurance premiums. There’s nothing/na-da/zero/big fat goose egg we can do for you.

I’m not surprised.

Randy met with a MNsure navigator on Monday to see if we could get a subsidy, tax credit, anything to help reduce the absurd health insurance premiums we will pay in 2020. Here’s the definition of absurd: Premiums of $1,149/month. Each. Randy’s employer pays half of his premium so our cost will be $1,723/month. That’s up $120/month from this year. Our deductibles will be $4,250. Each. That’s also up from $4,000/each this year.

I won’t apologize for my anger as I wonder who gets subsidies anyway. I won’t apologize for my anger when I wonder how insurance companies can, in all good conscience, charge this much in premiums. I won’t apologize for my anger toward politicians who constantly talk about making healthcare affordable, yet it never becomes affordable. There’s nothing affordable about our monthly premiums of $1,723.

When a sizable chunk of your income goes toward health insurance premiums for healthcare you can no longer afford because you’re paying too much in premiums and too much in deductibles, something is terribly wrong and broken. Fix it. Somebody. Please.

LET’S HEAR your thoughts.

© Copyright 2019 Audrey Kletscher Helbling

 

Minnesota or North Dakota? November 1, 2019

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TRAVELING ALONG INTERSTATE 90 in southeastern Minnesota about 10 miles from La Crosse, Wisconsin, I noticed this sign. And I laughed. I was nowhere near North Dakota. Yet this road sign appeared to indicate otherwise, seemingly directing motorists to North Dakota.

Dakota is a town of some 325 in Winona County, Minnesota just off I-90.

Signs can be simultaneously informative and confusing. I love when I spot such signage to break the monotony of a long road trip.

© Copyright 2019 Audrey Kletscher Helbling

 

My Halloween horror story October 31, 2019

From a Halloween display in Hayfield, Minnesota Prairie Roots file photo.

 

WHAT SCARES YOU? I mean really scares you.

Is it the current state of our political climate? Climate change? Changes in your personal life? Life that feels overwhelming? Overwhelmingly high health insurance rates?

There’s so much to concern us. And I would place check marks in front of several items on that list, the most recent being health insurance premiums. Ours are increasing again. And I am seriously stressing about the additional $120/month we will pay for insurance that is nothing but a catastrophic plan. Our deductibles will rise from $4,000 each to $4,250 each come January 1.

I don’t pretend to be good at math. Words are my thing. But no matter that lack of skill set, I understand that the health insurance premium numbers are not good for our budget and have not been for years. I joke with my husband that he will need to pay his employer to work for him given the amount deducted from paychecks for insurance. Randy’s employer pays half of his premium, none of mine. I’m on Randy’s plan because I’m self-employed.

Now let me show you the numbers: In 2020, our monthly premiums will each be $1,149 for a total of $2,298 every single month. Of that, we will pay $1,723/month, which totals $20,677/year. And then we have those $4,250 individual deductibles before the insurance even kicks in.

This is absolutely absurd. There are no other words to describe the financial challenges we are facing because of health insurance rates that are through the roof ridiculous. No wonder we don’t go on big vacations, drive vehicles that are 15 and 17 years old, seldom dine out, have a vintage kitchen in need of a complete re-do, windows that need replacing, siding that needs paint or replacement…and don’t want to go to the doctor because we can’t afford to go to the doctor. Much of our income is funneled directly to the health insurance company rather than being pumped into the general economy. Sigh.

I never thought that at our age—in our early 60s—we would be in this financial situation because of health insurance premiums.

So what am I doing about this? Screaming, venting, crying, stressing. But I’ve also set up an appointment with a MNsure navigator to see if we qualify for any type of financial assistance. When I checked a few years back, that proved fruitless. I’m not especially hopeful this time either.

There you go, my financial horror story just in time for Halloween. I am thankful Randy and I both grew up in really poor families so we are not materialistic. We manage to pay all of our bills, get food on the table…and still donate to charities. We paid off our home mortgage years ago and I’m thankful we did.

But we never expected this overwhelming financial burden as we looked to the future and are nearing retirement.

This Halloween I’m not scared of things that go bump in the night. I’m scared of health insurance premiums.

THOUGHTS? Do you have similar health insurance horror stories?

© Copyright 2019 Audrey Kletscher Helbling

 

Vintage snapshots from Vergas October 30, 2019

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THERE’S SOMETHING ABOUT AN AGED pick-up truck… Perhaps it’s the agrarian connection or the nostalgic appeal. Or even the vehicle design that conveys comfort in its rounded shape.

Whatever the reasons, I am draw to vintage pick-up trucks. Randy, too. He wishes he owned one. And a 1964 Chevy, too.

But since we don’t and never will, I settle for visual enjoyment with my eyes and through the camera lens.

 

 

As I waited in the van recently for Randy outside a Vergas, Minnesota convenience store, a lovely old pick-up pulled up to the gas pumps. Without hesitation, I grabbed my camera, stepped from the van and snapped a few images of the portable piece of art temporarily parked at the pump.

 

 

And then I swung my camera the other way to photograph the store exterior because that appealed to me visually also with its welcoming front porch and log cabin style design.

 

 

Then we were off to find the world famous Vergas loon sculpture. And, as we passed through the business district, I snap-shotted the hardware store sign through the window. Because I have this thing about hardware stores, too, and about signs. Small town memories and art.

© Copyright 2019 Audrey Kletscher Helbling

 

All about loons in Otter Tail County & beyond in Minnesota October 28, 2019

The world’s largest loon sculpture in Vergas, Minnesota.

 

IN MINNESOTA WE HAVE the comedic and musical actresses the Looney Lutherans, who showcase our ya, sure you betcha Scandinavian image. We decorate our Up North cabins with loon décor in honor of our state bird. Minnesota writer Gerald Anderson features the loon in Murder Under the Loon as part of his An Otter Tail County Mystery series. And if all that loon madness isn’t enough, the village of Vergas boasts the world’s largest loon sculpture.

 

 

Look closely at the sign in the photo above and you will see this rock art balancing on the sign.

 

This rock art left on the dock by the FM Rock Hounds made me smile.

 

Aquatic life up close in Long Lake.

 

Recently I sought out that roadside art while in Otter Tail County. I always appreciate kitschy art that defines a place. And Vergas, population 350, is all about embracing loons. Each August, the community celebrates Looney Daze. The Frazee-Vergas baseball team is named the Loons. And then there’s that 20-foot tall loon statue looming over Long Lake.

 

 

But finding that loon proved difficult, even after getting instructions from a local to follow that road (he pointed), turn right, cross the tracks… No loon. Eventually Randy and I found the loon sculpture dedicated in 1963 to Postmaster Ewald C. Krueger. The Vergas Fire Department sponsored the community project.

 

The only loon I’ve ever seen up close.

 

Now, if I actually spotted a real loon up close, I will have completed my loon fix. But I’ve only ever seen them from a distance, in the middle of a lake. You see, even though the loon is our state bird, it is primarily a central or northern Minnesota bird. Not necessarily representative of the entire state.

 

 

But the loon is representative of one small Minnesota town situated in the lake country of Otter Tail County.

© Copyright 2019 Audrey Kletscher Helbling